Even if you didn't own a home at the time, you probably remember the housing crisis in 2008. That crash impacted the lives of countless people, and many now live with the worry that something like that could happen again. But rest easy, because things are different than they were back then. ... » Learn More about Not a Crash: 3 Graphs That Show How Today’s Inventory Differs from 2008
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Foreclosures and Bankruptcies Won’t Crash the Housing Market
If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. That could be making you feel uneasy, especially if you're thinking about buying or selling a house. But the truth is, even though the numbers are going ... » Learn More about Foreclosures and Bankruptcies Won’t Crash the Housing Market
Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages
If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause ... » Learn More about Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages
Lending Standards Are Not Like They Were Leading Up to the Crash
You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help prove it. Every month, the Mortgage ... » Learn More about Lending Standards Are Not Like They Were Leading Up to the Crash
Why Today’s Foreclosure Numbers Are Nothing Like 2008
You’ve likely seen headlines about the number of foreclosures climbing in today’s housing market. That may leave you with a few questions, especially if you’re thinking about buying a house. Understanding what they really mean is mission-critical if you want to know the truth about what’s happening ... » Learn More about Why Today’s Foreclosure Numbers Are Nothing Like 2008